Cheap to Insure Automobiles for Young Drivers
When a teenager comes to a driving age, they are excited but parents are usually worried for several reasons. The most important one is accidents and safety. That is why it is very important to choose the right ride for them. It must protect them well, keep them going but not racing, stylish enough but not expensive and economical to drive and insure.
These are the basis of the selection below. They may not be the most economical overall but they are at least stylish. Of course, they would want the flashier and fancier options and there are plenty out there. However, you need to keep in mind that teenage drivers and fast cars can be a deadly combination.
Here are the top 5 selections based on price, style, safety and insurance costs.
1. Hyundai i10
It is a functional and fun hatchback that comes with most of the desirable functions as standard that makes it cheaper to buy. It is large enough to carry 4 adults comfortably with space for your shopping at the back. And it is nifty enough to have a quick pop in town and squeeze in most spaces. One of the main reasons for cheap young driver car insurance is the fact that it has a pretty small engine that can just about keep up with the traffic, let alone racing on the streets.
2. Seat Mii
This is a budget alternative to similar range Volkswagens that makes it an ideal economical and smart choice. It is now only available as an EV. So, you don’t need to worry about switching to electric later. It is ideal to get around and easy to drive for a beginner.
3. Nissan Micra
The models are a bit more expensive because they come with a larger engine but this is one of the easiest automobiles to drive. That is why many driving instructors own them. If you learned to drive and passed your test with a Nissan Micra you might as well continue with it.
4. Fiat 500
There are several cars with cheaper insurance ratings than Fiat 500 but it is fun and popular with youngsters, especially ladies. That is why we included this in our list because teenagers want style as well. Just be mindful to go for the smallest engine and avoid engine updates.
5. Volkswagen Polo
This one is popular with young boys. It is classy, has plenty of room and good quality interior. Also, new models come with touchscreen entertainment systems. You really need to go for the 1.0-litre engine if you want to get the cheapest vehicle insurance rates. It is still fine in town but you need to keep to the slow lane on motorways.
There are several others like Rover Mini, KIA Stonic, Renault Kadjar, Mazda CX-5, Volkswagen up, Škoda Citigo, Toyota Aygo X, Ford Fiesta and Renault Clio with great insurance ratings. However, we wanted to add some style as well to entice youngsters.
There are several key points auto insurance companies are looking at when they rate a vehicle. One of the first characteristics is the engine size. The smaller is the better because it keeps teenagers’ urge to step on the gas in check. Even if they want to go faster there is a limit to it with these selections. So, even if you set your heart to a different maker and model that isn’t mentioned here, go for the one with the smallest engine.
Secondly, these compact automobiles are cheaper to buy. So, it doesn’t cost a lot of money for the carrier to settle a claim even if it is totalled. Also, repairs on them are economical since their parts are commonly available and don’t need extra specialized mechanics to work on them. Thirdly, they are easy to drive, get into a parking space or maneuver in the busy city traffic.