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08/11/2018 145

Buying a Used Car Online A Guide

It makes financial sense to buy a used car over new. After all, a brand-new vehicle will immediately depreciate the moment you drive it away from a dealership and will continue to do so year after year.

When you buy a second-hand car, you will be able to drive around in a reliable vehicle without the expensive price tag. However, before you head to the first website you can find, you should read these five top tips for buying a used car online. By doing so, you will not only be able to protect your investment, but you will be able to get the best vehicle for your budget.

1. Find an Affordable Car to Run

While aesthetics and performance will undoubtedly be at the top of your list, you also must consider the running costs of a used vehicle so that you can invest in a car that won’t blow your budget each month.

For instance, petrol cars can be much cheaper in comparison to diesel, smaller engines are more economical than large, and hybrid cars are cheaper to run but will be more expensive to buy.

2. Consider Insurance Prices

If you want to save money on a car throughout the years, you would be smart to identify the insurance deals available for your desired vehicle. It is important to bear in mind that smaller cars are often much cheaper to insure, especially in comparison to a 4x4.

Most cars are often placed into groups, which are each ranked between 1 to 50. Their ranking will be determined by the price of the vehicle model, performance, the cost of spare parts, and their safety features, so consider these details before you buy a second-hand vehicle.

3. Secure a Car Finance Deal

Rather than purchasing a car outright, you could always opt for a car finance deal. You will simply need to make monthly payments to drive a reliable car you will love. Also, if you have a troubled credit history, such as CCJs, defaults, ex-bankruptcy, or arrears, you could secure a bad credit car finance deal.

4. Buy at the Right Time

If you have an idea about the right car for you, you could potentially slash the price of a vehicle by buying at the right time. For instance, you can often secure a better deal at the end of either March, June, September, and December. However, if you’re buying a vehicle from a private seller, there is no good or bad time to do so, as many offer rates that aren’t subject to change.

5. Identify Your Vehicle Needs

You wouldn’t buy a home without essential amenities or enough bedrooms for your family, so don’t overlook your needs when buying a used car. For example, if you are planning to start a family in the future, it is a wise idea to avoid a two-seater convertible.

If you regularly drive on the motorway, you will want to ensure the car can cruise at 70mph without straining. You might also need specific features, such as a tow for a trailer, a large boot, or reverse parking.

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